Personal Accident Cover

Personal accident insurance provides financial protection in the event of an accident that leads to injury, disability, or death. It is designed to help individuals; students and their families cope with the financial impact of unexpected accidents.

Overview

This is a policy that seeks to compensate the insured in the event of accidental bodily injury sustained hence resulting in either of the following;

  • death 
  • permanent total disability 
  • temporary total disability
  • medical expenses
  • last expense

Our main products features include:

Death benefit ranges from a minimum of Kshs.100, 000 to a maximum of Ksh. 10,000,000

    • Accidental Death Benefit: Pays a lump sum to the beneficiary in the event of the insured’s death due to an accident.
    • Permanent Total Disability Benefit: Provides compensation if the insured suffers permanent disability (e.g., loss of limbs, sight, or other bodily functions) due to an accident.
    • Temporary Total Disability Benefit: Offers a weekly or monthly payment if the insured is temporarily disabled and unable to work due to an accident.
    • Medical Expenses: Covers medical costs incurred for treating injuries resulting from an accident, including hospitalization, surgeries, and rehabilitation.
    • Accidental Hospitalization (Hospital Cash): Provides coverage for hospital stays due to accident-related injuries, including room charges, treatment, and care.
  • Funeral Expenses: Offers financial support for funeral costs in case of accidental death.
  • Can also be extended to cover Political Violence and terrorism

 

If you are interested in purchasing Personal Accident Insurance, please click (Get Cover.)

If you would like further explanation or assistance about how it is essential, please click (I Need Assistance.)

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