Medical Expenses:

• Covers the cost of medical treatment for injuries or illnesses sustained while at work, including hospitalization, surgeries, doctor visits, and rehabilitation.

 Temporary Total Disability Benefits:

• Provides compensation for lost wages if an employee is temporarily unable to work due to a work-related injury or illness. This benefit is typically a percentage of the employee’s regular salary.

 Death/Funeral Expense Benefits:

• In the unfortunate event of a fatal work-related accident, the beneficiaries (typically the employee’s family members) are provided with a death benefit, which may cover funeral expenses and provide financial support to dependents.

 Rehabilitation and Vocational Training:

• Covers the cost of rehabilitation or vocational training programs if the employee is unable to return to their original job due to the injury and needs to learn new skills for alternative work.

 Permanent Total Disability (PTD):

• If an employee suffers a total and permanent disability (e.g., loss of both limbs, blindness), they are entitled to ongoing compensation, either as a lump sum or monthly payments.

 Medical Reimbursement for Ongoing Treatment:

• Covers the cost of long-term or follow-up treatments, such as physical therapy or medication, if needed as a result of the injury