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Mortgage Protection Plan

mortgage payments (the regular payments made by a borrower to a lender usually a bank or financial institution to repay a loan taken out to purchase a property. ) are covered in the event of unexpected situations such as death, disability, or critical illness. It provides financial security for your family, ensuring that your home is protected even if you’re unable to make payments due to unforeseen circumstances.

Overview

The Mortgage Protection Plan covers the life assured for death or disability while they are repaying a mortgage. It covers,

  • Total and Permanent Disability Cover: An amount equal to the death benefit sum assured will be paid to you in the event that you become permanently and totally disabled as a result of illness or accident.
  • Temporary Total Disability Cover: This benefit is payable if a member becomes wholly but temporarily incapacitated by bodily injury following his usual occupation hence unable to earn an income.
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Our main products features include:

  1. Death Benefit:
    In the event of the insured’s death, the policy pays off the outstanding mortgage balance, ensuring that the family does not lose the home due to an inability to make payments.
  2. Disability Coverage:
    If the insured becomes temporarily or permanently disabled and is unable to work, the plan may cover the mortgage payments for a specified period, ensuring the home remains secure.
  3. Critical Illness Benefit:
     mortgage protection plans also include coverage for critical illnesses, such as cancer, heart attack, or stroke. If the insured is diagnosed with a covered illness, the policy may help cover mortgage payments during treatment or recovery.
  4. Accidental Death and Disability:
    Provides additional coverage if the insured suffers an accident that results in death or disability, ensuring that mortgage payments are taken care of.

Unemployment Coverage:
Offer coverage in the event of involuntary job loss, covering mortgage payments for a specified period while the insured seeks new employment.

If you are interested in purchasing Mortgage protection Plan, please click (Get Cover.)

If you would like further explanation or assistance about how it is essential, please click (I Need Assistance.)

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